ING PRODUCT INFORMATION

ING HOME LOAN

ingproductinfo — Thu, 25 Oct 2007 02:00:02 +0000

ING HOME LOAN OFFER

Fixed rate home loan from ING always give a security for the borrowers from the fluctuating BLR rates that are offered by the conventional financial institutions(Banks). Currently, the rate offered by ING is one of the lowest fix rate in the market.

What is the offer ?

5.75% per annum (for complete package click the link below)
Fixed rate for life.
Fixed installment every month.
No penalty for full settlement and re-sale (No lock-in period).
Daily interest rate calculation.
Prepayment any time without notice and limit.
Early installment payment option for property under construction (save the progress interest payment).

Other Related information:

General Information:

Free Home Loan Booklet (All information about home financing)

For more information and free consultation about ING Fixed Rate Home Loan, kindly contact me at :

Suresh Kumaran

Hp : 012-6946152

Email : ingproductinfo@gmail.com

Health & Education : For your Child

ingproductinfo — Wed, 24 Oct 2007 01:34:38 +0000

Two type of plan which is important for children is Health & Education. ING provide you a combination of both of this plan starting from RM200 per month.

Benefit :

Health :

ING Medical Card : Cover up to RM150,000. (More info about medical card)
Life Insurance Coverage : Starting from RM20,000

Education :

Guaranteed Lump sump return on the 20th years of payment : RM18,000.
Guaranteed Yearly return until the insured is 85 years old : RM2,100.
Full payment anytime after 30th years : RM 38,000.

* All the amount shown is for the lowest premium (RM200/month). Coverage & return will be higher if the premium is higher.

If you are interested with this plan and want to know more about it,please let me to assist you.Contact now:

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

Documents For ING Home Loan Application

ingproductinfo — Sun, 21 Oct 2007 07:21:07 +0000

For fast approval, please provide the photocopy of the following documents:

Personal Documents/Info:

IC (both sides in one page) / Passport & Work permit (for foreigners)

Financial Documents/Info:

A. For Employed

Latest 3 months pay slip or 6 months commission statement.
Latest 3 months bank statements (for pay credited into account)
Latest 1 year EA form / BE form.
1 year KWSP/EPF statements.
EA form from previous employer (for change of employment)
Letter of appointment (for newly employed)

B. For Self-employed

Latest 6 months personal bank statements.
Latest 6 months company bank statements.
Latest 1 year B form.
Latest 1 year audited accounts/trading accounts.
Form 24 & 49 / Company registration.
Business registration (form A/D).

Property documents/Info:

Sales & purchase agreement.
Land title (compulsary for completed properties).

For refinancing cases (if applicable):

Latest 12 months loan statement.

For further information, kindly contact:

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

ING Home Loan Installment Calculator

ingproductinfo — Sun, 21 Oct 2007 06:06:15 +0000

Calculate how much you have to pay monthly for your home loan with this calculator:

ING Home Loan Installment Calculator (click here to use the calculator)

For more information and free consultation, kindly call me to assist you :

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

Home Loan Booklet : Info about home financing

ingproductinfo — Sun, 21 Oct 2007 04:17:57 +0000

Download a free booklet to get more information about home loan:

Home Loan Booklet (click here to download)

For more information & free consultation about Home Loan, kindly contact:

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

ING Medical Card (Mediplus)

ingproductinfo — Sun, 21 Oct 2007 02:07:23 +0000

ING MediPlus (IMPlus) is a standalone medical plan that is renewable up to policy anniversary nearest to age 70. IMPlus offers a choice of three (3) affordable and attractive plans to suit the personal healthcare needs of the insured.Plan 1 covers up to Overall Annual Limit of RM50,000,plan 2 covers up to Overall Annual Limit of RM100,000 and plan 3 covers up to Overall Annual Limit of RM150,000.

Read more :

For more information and free consultation about this plan, kindly contact :

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

ING Mediplus – Benefit

ingproductinfo — Sat, 20 Oct 2007 06:59:28 +0000

BENEFITS

A) IN-HOSPITAL

1) Hospital Room & Board

Covers room and board expenses inclusive of charges for meals up to 60 days for any one

disability. The coverage is up to the daily limit specified in the Plan.

2) Intensive Care Unit

Covers intensive care unit (ICU) expenses up to 60 days for any one disability. The coverage is

limited to RM300 per day.

3) Surgical Expenses

Covers all surgical expenses (surgical fees, anesthetist fee and operating theatre charges)

including post surgical care up to sixty (60) days from date of discharge..

4) Hospital Expenses

Covers actual charges incurred during hospitalisation such as specialist/ physicians’ fees

(subject to a maximum of 2 visits per day), X-ray, laboratory tests, medication and drugs,

dressing, other ancillary services and supplies, ambulance fees, service tax and hospital

administrative charges.

5) Pre-Surgical/Medical Specialist Consultation

Covers charges for pre-surgical/medical specialist consultation and medications incurred within

31 days prior to hospital admission and/or surgery

6) Pre-Surgical/Medical Diagnostic Tests

Covers charges for pre-surgical/medical diagnostic tests incurred within 31 days prior to hospital

admission and/or surgery

7) Daily Cash Allowance at Government

The insured is allowed to claim a daily cash allowance of RM50 per day up to a maximum of 60

days per disability for admission to Malaysian Government Hospitals only. Semi-government

hospitals and teaching hospitals such as Institut Jantung Negara (IJN), Hospital UKM and

University Hospital are excluded from this benefit. No payment will be made for any transfer to

from any private hospital to the government hospital.

B) OUT OF HOSPITAL

1) Day Surgery Benefit

Covers charges incurred for surgical procedures performed in a hospital/specialist clinic where

the insured both arrives and returns home on the day of the procedure.

2) Emergency Accidental Outpatient Treatment

Covers outpatient clinical expenses in emergency accidental treatment including Accidental

Dental Treatment and follow-up treatment up to 31 days from the date of accident.

3) Post Hospitalisation Treatment

Covers charges incurred for post hospitalisation/surgical follow-up treatment and is valid within

60 days from the date of discharge from hospital or date of surgery.

4) Out-Patient Surgery – Follow Up Treatment

Covers charges incurred for out-patient surgery follow-up treatment and is valid within 60 days

from the date of discharge from hospital or date of surgery.

5) Out-Patient Cancer Treatment

Covers charges incurred for day-care, examination and tests for cancer treatment by a

physician of the outpatient department of a hospital.

6) Out-Patient Kidney Dialysis

Covers charges incurred for day-care kidney dialysis treatment performed at a legally registered

dialysis centre or hospital.

7) Home Nursing Care

As recommended by attending physician, care must be provided within 7 days after hospital

discharge subject to at least 3 days of hospitalisation up to the limit specified in Plan.

What is the advantage of ING HOME LOAN?

ingproductinfo — Sat, 20 Oct 2007 06:00:29 +0000

Here are the 10 reasons why you must choose ING Home Loan to finance your home:

1. Fixed for life – ING offer you a lifelong fixed rate that will protect you from fluctuating BLR rate.

2. Fixed Installment – With ING Fixed rate home loan, your monthly installment will be fixed. That means you can decide how much you want to pay for your house and not the bank or the financial institution decide for you.

3. Daily rest interest rate – ING offer you a daily rest interest calculation where you can save a lot in interest payment if you pay your installment earlier.

4. Long loan tenure – You can stretch you loan payment tenure up to maximum 30 years or until you reach 65 years old.

5. Higher margin of financing – ING provide up to 90% financing from the property value.

6. Free to sell your house anytime – ING won’t tie you or lock in you for certain period of time where you can’t sell your house. With ING Home Loan you are free to sell your house anytime without any penalty or extra charges.

7. Prepayment without notice - ING provide you a prepayment facilities that is convenient where you can pre-pay your loan anytime without any notice.

8. No limit for prepayment – There is no limit for prepayment for ING Home Loan. You can pay whatever amount you want any time. You even can settle you loan amount anytime when you have extra cash without worrying about extra charges or penalties.

9. Better protection - ING Home Loan come with a few types of insurance protection to cover your loan amount. You can choose what type of insurance is suitable for your needs and assign it to your loan.

10. Peace of Mind – Overall ING Home Loan provide you a complete peace of mind with a fixed rate interest, fixed installment, wide and complete protection and also extra flexibility in controlling your home loan.

For more information and free consultation about ING Home Loan, kindly contact me to assist you:

Suresh

Hp : 012-6946152

Email : ingproductinfo@gmail.com

Steps to Getting a Housing Loan from ING

ingproductinfo — Sat, 20 Oct 2007 02:00:04 +0000

Download / open the file by clicking the link below.You must have adobe reader to open this file.

steps-to-getting-a-housing-loan.pdf (click here)

If you are interested with ING Fixed Rate Home Loan, please contact me for free consultation and to assist you in the application :

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com

ING Mediplus – Schedule of benefit

ingproductinfo — Fri, 19 Oct 2007 07:09:38 +0000

Please click to read more:

Schedule of Benefit