Saving method :

• 20 payments (fixed amount) every year.

Return :

• A lump sump amount (50% of total amount paid) will be paid on the 20th year.
• 12% of the remaining amount will be paid every year until the account holder reach 85 years old.
• All the paid amount plus a 5% on top of the paid amount will be paid when the account holder reach 85 years old or earlier(if they surrender the account).
• Free life insurance which cover death and total permanent disability for 55.5% of the total paid amount.

Example :

• Yearly savings : RM9000.
• 2o payments will be RM9000 x 20 = RM180,000.
• Total savings for 20 years = RM180,000.
• 50% lump sump payment on 20th years : account holder will receive RM90,000 on the 20th year.
• 12% of remaining amount (RM90,000) = RM10,800 will be paid to the account holder until he is 85 years old.
• When the account holder reach 85 years old or earlier(if he surrender the account) : total amount paid (RM180,000 + 5% = RM189,000) will be returned to him.
• Account holder will be covered by ING life insurance until he is 85 years old : 55.5% of amount paid ( 55.5% x RM180,000) = RM100,000. 

For more information and free consultation about this saving plan, kindly contact :

Suresh

HP : 012-6946152

Email : ingproductinfo@gmail.com